Warning: Real-time phishing on behalf of cantonal banks

03.07.2025 - The National Cyber Security Centre (NCSC) is currently observing a wave of malicious ads on well-known search engines that lead users to phishing websites. On these phishing websites, scammers attempt to gain access to the login details of potential victims using a fake e-banking portal that looks like the real one.

Once the victim has disclosed their login details, the fraudsters use "real-time phishing" to intercept and then use the second factor required to log in to the e-banking system. NCSC is aware of several cases in which the fraudsters were able to issue fraudulent payments via e-banking because the victim disclosed their credentials on the fake site.

The NCSC has observed that the fraudsters use fake e-banking pages in the name of cantonal banks. The following example shows a search on Microsoft Bing for the e-banking service of Luzerner Kantonalbank (LUKB):

Fraudulent search results with hits for the alleged LUKB e-banking site.
Fraudulent search results with hits for the alleged LUKB e-banking site.
Legitimate search results for the e-banking portal of LUKB.
Legitimate search results for the e-banking portal of LUKB.

If the victim clicks on the malicious advertisement, they are taken to a website operated by the fraudsters. The domain name often ends in “.app”, “.digital” or “.help”:

Fraudulent copy of the LUKB e-banking portal, recognizable by the ending “.digital.”
Fraudulent copy of the LUKB e-banking portal, recognizable by the ending “.digital.”
Legitimate e-banking portal of Luzerner Kantonalbank
Legitimate e-banking portal of Luzerner Kantonalbank

Recommendations

  • When accessing your e-banking, do not rely on search engine results. Instead, use your web browser's bookmarks or enter the web address of your e-banking manually in the address field.
  • Be careful when clicking on advertisements on search engines.
  • Your bank will never ask you for a copy of your e-banking activation letter. This letter is personal. Do not pass it on under any circumstances, even if you are asked for a copy by the bank. If in doubt, contact your customer advisor or the bank.
  • Contact your bank immediately if you notice any suspicious behavior in your e-banking (display of a timer or hourglass) or suspicious payments.
  • Report suspicious websites to the NCSC at https://antiphishing.ch.

Last modification 03.07.2025

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